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30. Comparative International
Statistics
31. Industrial Outlook
32. 1997 Economic Census
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822. Money Market Interest Rates and Mortgage Rates
[Percent per year. Annual averages of monthly data, except as indicated.
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Type
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1970
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1975
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1980
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1981
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1982
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1983
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1984
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1985
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1986
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1987
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1988
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1989
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1990
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1991
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1992
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1993
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1994
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1995
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1996
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1997
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1998
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1999
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Federal funds, effective rate
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7.17
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5.82
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13.35
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16.39
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12.24
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9.09
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10.23
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8.10
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6.80
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6.66
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7.57
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9.21
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8.10
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5.69
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3.52
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3.02
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4.21
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5.83
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5.30
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5.46
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5.35
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4.97
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Prime rate charged by banks
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7.91
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7.86
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15.26
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18.87
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14.85
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10.79
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12.04
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9.93
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8.33
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8.21
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9.32
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10.87
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10.01
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8.46
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6.25
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6.00
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7.15
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8.83
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8.27
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8.44
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8.35
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8.00
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Eurodollar deposits, 3-month
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8.52
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7.03
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14.00
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16.79
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13.12
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9.57
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10.75
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8.27
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6.70
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7.07
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7.85
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9.16
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8.16
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5.86
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3.70
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3.18
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4.63
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5.93
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5.38
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5.61
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5.45
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5.31
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Bankers acceptances, 3-month 1
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7.23
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6.29
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12.67
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15.34
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11.89
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8.91
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10.17
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7.91
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6.38
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6.75
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7.56
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8.87
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7.93
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5.70
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3.62
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3.13
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4.56
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5.81
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5.31
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5.54
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5.39
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5.24
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Bankers acceptances, 6-month 1
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(NA)
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(NA)
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12.20
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14.68
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11.83
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8.92
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10.21
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7.95
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6.28
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6.78
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7.60
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8.67
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7.80
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5.67
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3.67
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3.21
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4.83
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5.80
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5.31
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5.57
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5.30
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5.30
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Large negotiable CD's:
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3-month, secondary market
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7.56
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6.44
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13.07
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15.91
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12.27
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9.07
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10.37
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8.05
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6.52
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6.86
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7.73
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9.09
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8.15
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5.83
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3.68
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3.17
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4.63
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5.92
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5.39
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5.62
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5.47
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5.19
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6-month, secondary market
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7.64
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6.90
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12.94
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15.79
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12.57
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9.28
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10.71
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8.24
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6.50
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7.01
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7.91
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9.08
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8.17
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5.91
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3.76
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3.28
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4.96
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5.98
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5.47
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5.73
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5.44
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5.33
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Taxable money market funds 2
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(NA)
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6.36
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12.68
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16.82
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12.23
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8.58
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10.04
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7.71
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6.26
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6.12
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7.11
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8.87
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7.82
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5.71
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3.36
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2.70
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3.75
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5.48
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4.95
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5.10
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5.04
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4.64
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Tax-exempt money market funds 2
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(NA)
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(NA)
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(NA)
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(NA)
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6.86
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4.82
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5.61
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4.90
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4.31
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4.14
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4.79
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5.90
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5.45
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4.13
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2.58
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1.97
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2.38
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3.39
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2.99
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3.14
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2.94
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2.72
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Certificates of deposit (CD's): 3
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6-month
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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9.99
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8.05
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6.51
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6.60
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7.34
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8.55
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7.79
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5.80
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3.51
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2.88
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3.42
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4.92
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4.68
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4.86
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4.58
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4.27
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1-year
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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10.37
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8.53
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6.75
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6.92
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7.66
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8.65
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7.92
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6.03
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3.78
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3.16
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4.01
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5.39
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4.95
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5.15
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4.81
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4.56
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2 1/2-year
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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10.06
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10.82
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9.32
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7.13
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7.35
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7.99
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8.58
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7.96
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6.46
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4.56
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3.80
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4.58
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5.69
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5.14
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5.40
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4.93
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4.74
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5-year
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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11.25
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9.99
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7.60
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7.87
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8.35
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8.56
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8.06
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7.02
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5.76
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4.98
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5.42
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6.00
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6.46
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5.66
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5.08
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4.93
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U.S. Government securities:
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Secondary market: 4
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3-month Treasury bill
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6.39
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5.78
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11.39
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14.04
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10.60
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8.62
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9.54
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7.47
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5.97
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5.78
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6.67
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8.11
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7.50
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5.38
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3.43
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3.00
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4.25
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5.49
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5.01
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5.06
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4.78
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4.64
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6-month Treasury bill
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6.48
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6.09
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11.32
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13.81
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11.06
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8.74
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9.78
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7.65
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6.02
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6.03
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6.91
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8.03
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7.46
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5.44
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3.54
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3.12
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4.64
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5.56
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5.08
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5.18
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4.83
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4.75
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1-year Treasury bill
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6.48
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6.28
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10.85
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13.16
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11.07
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8.80
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9.94
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7.81
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6.07
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6.33
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7.13
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7.92
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7.35
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5.52
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3.71
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3.29
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5.02
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5.60
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5.22
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5.36
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4.80
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4.81
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Auction average: 5
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3-month Treasury bill
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6.46
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5.84
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11.51
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14.03
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10.69
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8.63
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9.35
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7.47
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5.98
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5.82
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6.68
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8.12
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7.51
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5.42
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3.45
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3.02
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4.29
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5.51
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5.02
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5.07
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4.81
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4.66
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6-month Treasury bill
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6.56
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6.12
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11.37
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13.78
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11.08
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8.75
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9.77
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7.64
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6.03
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6.05
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6.92
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8.04
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7.47
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5.49
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3.57
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3.14
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4.66
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5.59
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5.09
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5.18
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4.85
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4.76
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1-year Treasury bill
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6.39
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6.37
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10.75
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13.16
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11.10
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8.86
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9.91
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7.76
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6.07
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6.33
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7.17
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7.91
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7.36
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5.54
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3.75
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3.33
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4.98
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5.69
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5.23
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5.36
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4.85
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4.78
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Home mortgages:
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HUD series: 6
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FHA insured, secondary market 7
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9.02
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9.18
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13.44
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16.31
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15.30
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13.11
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13.81
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12.24
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9.91
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10.16
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10.49
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10.24
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10.17
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9.25
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8.46
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7.46
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8.68
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8.18
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8.19
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7.89
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7.04
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7.74
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Conventional, new-home 8 9
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8.52
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9.10
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13.95
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16.52
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15.79
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13.43
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13.80
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12.28
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10.07
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10.17
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10.30
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10.21
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10.08
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9.20
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8.43
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7.37
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8.58
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8.05
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8.03
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7.76
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7.00
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7.45
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Conventional, existing-home 8
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8.56
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9.14
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13.95
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16.55
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15.82
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13.44
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13.81
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12.29
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10.09
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10.17
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10.31
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10.22
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10.08
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9.20
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8.43
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7.37
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8.59
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8.05
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8.03
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7.76
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7.01
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7.47
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Conventional, 15 yr. fixed 3
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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11.48
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10.05
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10.04
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10.14
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10.03
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9.73
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8.76
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7.80
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6.65
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7.77
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7.39
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7.28
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7.16
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6.58
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7.09
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Conventional, 30 yr. fixed 3
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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(NA)
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11.85
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10.39
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10.40
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10.38
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10.25
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9.97
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9.09
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8.27
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7.17
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8.28
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7.86
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7.76
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7.57
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6.92
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7.46
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NA Not available.
1 Yields are quoted on a bank-discount basis, rather than aninvestment yield basis (which would give a higher figure).Based on representative closing yields. From Jan.
1, 1981,rates of top-rated banks only.
2 12 month return for period ending December 31.Source: IBC Financial Data, Inc., Ashland, MA,IBC's Money Market Insight, monthly (copyright).
3 Annual averages. Source: Financial Rates, Inc.,North Palm Beach, FL, Bank Rate Monitor, weekly (copyright).
4 Averages based on daily closing bid yields,bank discount basis.
5 Averages computed on an issue-date basis; bank discount basis.
6 HUD=Housing and Urban Development.
7 Averages based on quotations for 1 day each month as compiledby FHA.
8 Primary market.
9 Average contract rates on new commitments.
Source: Except as noted,Board of Governors of the Federal Reserve System,Federal Reserve Bulletin, monthly, and Annual Statistical Digest.
http://www.federalreserve.gov/rnd.htm
https://allcountries.org/uscensus/822_money_market_interest_rates_and_mortgage.html
These tables are based on figures supplied by the United States Census Bureau, U.S. Department of Commerce and are subject to revision by the Census Bureau.
Copyright © 2019 Photius Coutsoukis and Information Technology Associates, all rights reserved.
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