MAIN CATEGORIES:
 1. Population
2. Vital Statistics
3. Health and Nutrition
4. Education
5. Law Enforcement, Courts
and Prisons
6. Geography and Environment
7. Parks, Recreation, Travel
8. Elections
9. State and Local Government
Finances and Employment
10. Federal Government
Finances and Employment
11. National Defense and
Veterans Affairs
12. Social Insurance and Human
Services
13. Labor Force, Employment,
and Earnings
14. Income, Expenditures, and
Wealth
15. Prices
16. Banking, Finance, and
Insurance
17. Business Enterprise
18. Communications and
Information Technology
19. Energy
20. Science and Technology
21. Transportation - Land
22. Transportation - Air
and Water
23. Agriculture
24. Natural Resources
25. Construction and Housing
26. Manufactures
27. Domestic Trade and
Services
28. Foreign Commerce and Aid
29. Outlying Areas
30. Comparative International
Statistics
31. Industrial Outlook
32. 1997 Economic Census
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794. Financial Debt Held by Families, by Type of Debt
[Median debt in thousands of constant 1998 dollars (19.9 represents $19,900).Constant dollar figures are based on consumer price index datapublished by U.S. Bureau of Labor
Statistics.Families include one-person units;for definition of family, see text, section 1.Based on Survey of Consumer Finance; see Appendix III.For definition of median, see Guide to
Tabular Presentation]
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AGE OF FAMILY HEAD,
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Other
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Credit
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Other
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CURRENT WORK STATUS,
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Any
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Home-secured
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Installment a
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lines of
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card
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residential
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Other
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FAMILY INCOME,
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debt
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debt 1
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credit
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balances 2
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property
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debt 3
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AND HOUSING TENURE
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PERCENT OF FAMILIES
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HOLDING DEBTS
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1992, total
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73.2
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39.1
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46.0
|
2.3
|
43.7
|
5.7
|
8.4
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Under 35 years old
|
81.5
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30.9
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61.7
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2.8
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51.7
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3.1
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6.4
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35 to 44 years old
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86.3
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55.5
|
57.8
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3.3
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50.9
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7.1
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11.5
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45 to 54 years old
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85.4
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61.4
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49.9
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2.6
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48.9
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9.3
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10.4
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55 to 64 years old
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70.1
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40.8
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38.8
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1.6
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37.2
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9.9
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9.6
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65 to 74 years old
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51.5
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18.5
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23.0
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1.0
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32.1
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3.1
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6.0
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75 years old and over
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31.6
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8.6
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8.3
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(B)
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20.1
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0.7
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4.4
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Working for someone else
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85.6
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48.6
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58.2
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3.1
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53.9
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6.2
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9.4
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Self employed
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85.1
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58.9
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47.9
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3.7
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47.5
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12.8
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12.4
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Retired
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45.0
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16.7
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21.2
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(B)
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25.1
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2.6
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5.2
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Other not working
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64.5
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20.4
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40.8
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(B)
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29.8
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2.5
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6.3
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Less than $10,000
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47.3
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9.1
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29.9
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(B)
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23.3
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(B)
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4.4
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$10,000 to $24,999
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64.4
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20.7
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41.9
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(B)
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38.3
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1.7
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6.0
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$25,000 to $49,999
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82.3
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43.3
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54.8
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2.8
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55.2
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4.6
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10.4
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$50,000 to $99,999
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84.9
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65.6
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52.2
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3.3
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52.1
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9.6
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8.4
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$100,000 and more
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87.7
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74.4
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40.5
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5.3
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34.9
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23.5
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16.5
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Owner occupied
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78.5
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61.2
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44.3
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2.0
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46.6
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7.0
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9.1
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Renter occupied or other
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64.0
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(X)
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48.9
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2.9
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38.6
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3.4
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7.1
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1995, total
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74.5
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41.0
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45.9
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1.9
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47.3
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4.7
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8.5
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Under 35 years old
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83.5
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33.0
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62.5
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2.7
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54.7
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2.1
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7.4
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35 to 44 years old
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86.9
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54.3
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59.7
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2.1
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55.9
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4.9
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10.5
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45 to 54 years old
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86.3
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61.8
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53.3
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2.2
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56.4
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8.4
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13.0
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55 to 64 years old
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73.7
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45.2
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34.8
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1.7
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43.2
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8.3
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7.8
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65 to 74 years old
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53.4
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24.7
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16.5
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1.3
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30.5
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3.5
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5.4
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75 years old and over
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28.4
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6.8
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8.8
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(B)
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17.5
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1.0
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2.9
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Working for someone else
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87.4
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51.2
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58.6
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2.3
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58.0
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5.4
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9.9
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Self employed
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80.9
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51.6
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45.3
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3.6
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45.3
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8.1
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8.8
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Retired
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44.8
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18.7
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18.0
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(B)
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25.8
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2.4
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4.6
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Other not working
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63.2
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18.2
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40.8
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(B)
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36.8
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(B)
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9.6
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Less than $10,000
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47.2
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9.0
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25.1
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(B)
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23.9
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1.6
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6.1
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$10,000 to $24,999
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65.8
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23.9
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38.9
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(B)
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41.2
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1.3
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8.1
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$25,000 to $49,999
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82.2
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44.9
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53.7
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2.2
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54.5
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3.9
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8.7
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$50,000 to $99,999
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89.4
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67.6
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60.0
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3.1
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62.8
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7.0
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8.6
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$100,000 and more
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85.3
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72.7
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39.7
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4.6
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41.2
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19.7
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13.5
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Owner occupied
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79.6
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63.3
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45.4
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1.5
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51.1
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5.8
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8.0
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Renter occupied or other
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65.2
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(X)
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46.9
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2.6
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40.3
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2.7
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9.4
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1998, total
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74.1
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43.1
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43.7
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2.3
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44.1
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5.1
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8.8
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Under 35 years old
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81.2
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33.2
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60.0
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2.4
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50.7
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2.0
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9.6
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35 to 44 years old
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87.6
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58.7
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53.3
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3.6
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51.3
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6.7
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11.4
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45 to 54 years old
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87.0
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58.8
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51.2
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3.6
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52.5
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6.7
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11.1
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55 to 64 years old
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76.4
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49.4
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37.9
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1.6
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45.7
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7.8
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8.3
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65 to 74 years old
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51.4
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26.0
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20.2
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(B)
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29.2
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5.1
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4.1
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75 years old and over
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24.6
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11.5
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4.2
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(B)
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11.2
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1.8
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2.0
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Working for someone else
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86.8
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50.8
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55.2
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2.7
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53.5
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5.2
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10.8
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Self employed
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84.6
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63.1
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46.3
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3.7
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47.5
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10.7
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10.7
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Retired
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39.9
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18.6
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15.8
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(B)
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20.9
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3.1
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3.3
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Other not working
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65.7
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26.8
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39.0
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(B)
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39.0
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(B)
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7.5
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|
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Less than $10,000
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41.7
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8.3
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25.7
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(B)
|
20.6
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(B)
|
3.6
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$10,000 to $24,999
|
63.7
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21.3
|
34.4
|
1.2
|
37.9
|
1.8
|
7.0
|
|
|
$25,000 to $49,999
|
79.6
|
43.7
|
50.0
|
2.9
|
49.9
|
4.1
|
7.7
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|
|
$50,000 to $99,999
|
89.4
|
71.0
|
55.0
|
3.3
|
56.7
|
7.7
|
12.2
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|
|
$100,000 and more
|
87.8
|
73.4
|
43.2
|
2.6
|
40.4
|
16.4
|
14.8
|
|
|
|
|
|
|
|
|
|
|
|
|
Owner occupied
|
79.4
|
65.1
|
44.3
|
1.8
|
46.2
|
6.2
|
9.3
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|
|
Renter occupied or other
|
63.5
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(X)
|
42.6
|
3.4
|
40.0
|
2.9
|
7.8
|
|
|
|
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MEDIAN DEBT 4
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1992, total
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19.9
|
50.2
|
5.3
|
2.3
|
1.1
|
28.5
|
2.9
|
|
|
Under 35 years old
|
11.9
|
59.4
|
5.2
|
1.4
|
1.1
|
19.4
|
1.6
|
|
|
35 to 44 years old
|
41.1
|
62.8
|
5.7
|
2.1
|
1.4
|
30.8
|
3.4
|
|
|
45 to 54 years old
|
32.4
|
45.7
|
5.4
|
5.7
|
1.8
|
38.8
|
3.4
|
|
|
55 to 64 years old
|
22.0
|
34.3
|
5.1
|
4.6
|
1.1
|
22.8
|
3.4
|
|
|
65 to 74 years old
|
5.5
|
20.4
|
4.6
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4.6
|
0.9
|
19.4
|
1.7
|
|
|
75 years old and over
|
2.7
|
32.0
|
3.6
|
(B)
|
0.6
|
78.2
|
3.1
|
|
|
|
|
|
|
|
|
|
|
|
|
Working for someone else
|
24.5
|
52.6
|
5.7
|
1.8
|
1.2
|
23.7
|
2.9
|
|
|
Self employed
|
55.7
|
75.4
|
7.3
|
4.0
|
2.0
|
49.1
|
5.7
|
|
|
Retired
|
6.3
|
21.5
|
3.9
|
(B)
|
0.8
|
20.6
|
2.3
|
|
|
Other not working
|
5.2
|
30.0
|
3.0
|
(B)
|
0.9
|
30.8
|
2.9
|
|
|
|
|
|
|
|
|
|
|
|
|
Less than $10,000
|
2.5
|
16.5
|
2.2
|
(B)
|
0.6
|
(B)
|
1.7
|
|
|
$10,000 to $24,999
|
5.6
|
21.7
|
3.1
|
(B)
|
0.9
|
3.6
|
0.9
|
|
|
$25,000 to $49,999
|
18.6
|
42.2
|
5.8
|
1.7
|
1.3
|
19.4
|
2.9
|
|
|
$50,000 to $99,999
|
61.4
|
62.8
|
8.5
|
2.1
|
1.7
|
38.8
|
3.4
|
|
|
$100,000 and more
|
115.3
|
102.8
|
11.9
|
4.6
|
2.5
|
63.9
|
6.9
|
|
|
|
|
|
|
|
|
|
|
|
|
Owner occupied
|
42.6
|
50.2
|
6.4
|
3.2
|
1.3
|
30.8
|
3.4
|
|
|
Renter occupied or other
|
4.0
|
(X)
|
4.1
|
1.4
|
1.0
|
20.8
|
1.7
|
|
|
|
|
|
|
|
|
|
|
|
|
1995, total
|
23.4
|
54.9
|
6.4
|
3.7
|
1.6
|
31.9
|
2.1
|
|
|
Under 35 years old
|
16.1
|
65.9
|
7.5
|
1.5
|
1.4
|
26.6
|
1.6
|
|
|
35 to 44 years old
|
40.0
|
64.8
|
5.9
|
2.1
|
2.0
|
33.8
|
2.1
|
|
|
45 to 54 years old
|
42.4
|
53.1
|
7.6
|
6.4
|
2.1
|
31.9
|
3.2
|
|
|
55 to 64 years old
|
22.4
|
39.3
|
5.3
|
3.6
|
1.4
|
35.1
|
4.2
|
|
|
65 to 74 years old
|
7.4
|
20.2
|
5.2
|
4.0
|
0.9
|
35.1
|
2.1
|
|
|
75 years old and over
|
2.0
|
19.3
|
3.6
|
(B)
|
0.4
|
8.5
|
4.2
|
|
|
|
|
|
|
|
|
|
|
|
|
Working for someone else
|
30.8
|
59.5
|
7.3
|
2.6
|
1.7
|
30.8
|
2.1
|
|
|
Self employed
|
44.1
|
65.9
|
6.4
|
7.4
|
2.7
|
44.6
|
5.3
|
|
|
Retired
|
6.4
|
24.4
|
4.3
|
(B)
|
0.9
|
35.1
|
3.2
|
|
|
Other not working
|
8.2
|
47.8
|
5.2
|
(B)
|
0.9
|
(B)
|
1.6
|
|
|
|
|
|
|
|
|
|
|
|
|
Less than $10,000
|
2.2
|
19.1
|
2.7
|
(B)
|
0.6
|
10.6
|
2.1
|
|
|
$10,000 to $24,999
|
8.4
|
29.7
|
3.8
|
(B)
|
1.3
|
19.1
|
1.2
|
|
|
$25,000 to $49,999
|
21.6
|
45.7
|
6.9
|
3.2
|
1.6
|
29.7
|
1.8
|
|
|
$50,000 to $99,999
|
64.1
|
69.2
|
9.5
|
2.3
|
2.1
|
33.8
|
3.7
|
|
|
$100,000 and more
|
114.8
|
105.2
|
9.1
|
5.3
|
2.7
|
42.5
|
7.4
|
|
|
|
|
|
|
|
|
|
|
|
|
Owner occupied
|
48.8
|
54.9
|
7.3
|
5.1
|
1.6
|
31.9
|
3.2
|
|
|
Renter occupied or other
|
5.1
|
(X)
|
5.3
|
1.5
|
1.3
|
52.0
|
1.6
|
|
|
|
|
|
|
|
|
|
|
|
|
1998, total
|
33.3
|
62.0
|
8.7
|
2.5
|
1.7
|
40.0
|
3.0
|
|
|
Under 35 years old
|
19.2
|
71.0
|
9.1
|
1.0
|
1.5
|
55.0
|
1.7
|
|
|
35 to 44 years old
|
55.7
|
70.0
|
7.7
|
1.4
|
2.0
|
40.0
|
3.0
|
|
|
45 to 54 years old
|
48.4
|
68.8
|
10.0
|
3.0
|
1.8
|
40.0
|
5.0
|
|
|
55 to 64 years old
|
34.6
|
49.4
|
8.3
|
4.9
|
2.0
|
41.0
|
5.0
|
|
|
65 to 74 years old
|
11.9
|
29.0
|
6.5
|
(B)
|
1.1
|
56.0
|
4.5
|
|
|
75 years old and over
|
8.0
|
21.2
|
8.9
|
(B)
|
0.7
|
29.8
|
1.7
|
|
|
|
|
|
|
|
|
|
|
|
|
Working for someone else
|
35.5
|
66.0
|
8.8
|
2.8
|
2.0
|
37.0
|
3.0
|
|
|
Self employed
|
67.9
|
74.0
|
11.0
|
3.8
|
2.0
|
54.0
|
6.5
|
|
|
Retired
|
10.2
|
37.0
|
5.8
|
(B)
|
1.0
|
34.0
|
1.9
|
|
|
Other not working
|
12.6
|
57.0
|
6.7
|
(B)
|
1.2
|
(B)
|
1.1
|
|
|
|
|
|
|
|
|
|
|
|
|
Less than $10,000
|
4.1
|
16.0
|
4.0
|
(B)
|
1.1
|
(B)
|
0.6
|
|
|
$10,000 to $24,999
|
8.0
|
34.2
|
6.0
|
1.1
|
1.0
|
34.0
|
1.3
|
|
|
$25,000 to $49,999
|
27.1
|
47.0
|
8.0
|
3.0
|
1.9
|
20.0
|
2.2
|
|
|
$50,000 to $99,999
|
75.0
|
75.0
|
11.3
|
2.8
|
2.4
|
42.0
|
3.8
|
|
|
$100,000 and more
|
135.4
|
123.8
|
15.4
|
5.0
|
3.2
|
60.0
|
10.0
|
|
|
|
|
|
|
|
|
|
|
|
|
Owner occupied
|
60.9
|
62.0
|
9.5
|
2.2
|
2.0
|
42.6
|
4.0
|
|
|
Renter occupied or other
|
6.0
|
(X)
|
7.7
|
2.8
|
1.3
|
27.5
|
1.3
|
|
B Base figure too small.X Not applicable.
1 First and second mortgages and home equity loans and lines of credit securedby the primary residence.
a Consumer loans that typically have fixed payments and a fixed term.Examples are automobile loans, student loans, and loans for furniture, appliances,and other durable
consumer goods.
2 Families that had an outstanding balance on any of their credit cards after payingtheir most recent bills.Covers bank-type cards (such as Visa, Mastercard, Discover,
and Optima), storeand gasoline company cards, so-called travel and entertainment cards (such asAmerican Express and Diners Club), and other credit cards.
3 Includes loans on insurance policies, loans against pension accounts, borrowing onmargin accounts and unclassified loans.
4 Median amount of financial debt for families holding such debts.
Source: Board of Governors of the Federal Reserve System,Federal Reserve Bulletin, January 2000,and unpublished data.
http://www.federalreserve.gov/rnd.htm
https://allcountries.org/uscensus/794_financial_debt_held_by_families_by.html
These tables are based on figures supplied by the United States Census Bureau, U.S. Department of Commerce and are subject to revision by the Census Bureau.
Copyright © 2019 Photius Coutsoukis and Information Technology Associates, all rights reserved.
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