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1218. Debt Status of Homeowners, by Selected Characteristic: 1997
[In percent. See headnote, Table 812]
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All
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First
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Traditional
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Either type
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HOMEOWNER CHARACTERISTIC
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home-
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No mortgage
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mortgage
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Home equity
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home equity
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of home
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owners
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debt
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only 1
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line of credit
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loan
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equity loan
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All homeowners
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100
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100
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100
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100
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100
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100
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Age of head:
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18 to 34 years old
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16
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7
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24
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6
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23
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12
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35 to 44 years old
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23
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9
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31
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28
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32
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30
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45 to 54 years old
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20
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12
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24
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34
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27
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31
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55 to 64 years old
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16
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18
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13
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20
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11
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17
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65 years old and over
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26
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55
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8
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12
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6
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10
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Family income:
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Less than $15,000
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10
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20
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4
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2
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2
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2
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$15,000 to $24,999
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16
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26
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11
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3
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6
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4
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$25,000 to $49,999
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34
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32
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38
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25
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32
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27
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$50,000 to $74,999
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23
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12
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26
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38
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42
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39
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$75,000 to $99,999
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10
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5
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13
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16
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8
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14
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$100,000 or more
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8
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5
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8
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16
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11
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14
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Home equity 2:
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Less than $50,000
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41
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24
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55
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21
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69
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38
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$50,00 to $99,999
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33
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38
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29
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40
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21
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34
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$100,000 or more
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26
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37
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16
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39
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10
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28
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Census region: 3
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West
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17
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14
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18
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18
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27
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21
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North Central
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30
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29
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30
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33
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30
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32
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Northeast
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17
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16
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17
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24
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24
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24
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South
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36
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42
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35
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25
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19
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23
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1 Excludes those who have only a home equity line of credit.
2 Home equity consists of the market value of the home less all debts secured by the home, including balances outstanding on equity lines of credit and traditionalhome
equity loans.
3 Composition of regions:NORTHEAST: Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, Connecticut, New York, New Jersey, and Pennsylvania.MIDWEST: Ohio,
Indiana, Illinois, Michigan, Wisconsin, Minnesota, Iowa, Missouri, North Dakota, South Dakota, Nebraska, and Kansas.SOUTH: Delaware, Maryland, District of Columbia, Virginia, West
Virginia, North Carolina, South Carolina, Georgia, Florida, Kentucky, Tennessee, Alabama, Mississippi, Arkansas, Louisiana, Oklahoma, and Texas.WEST: Montana, Idaho, Wyoming, Colorado,
New Mexico, Arizona, Utah, Nevada, Washington, Oregon, California, Alaska, and Hawaii]
Source: Board of Governors of the Federal Reserve System, FederalReserve Bulletin, April, 1998.
http://www.federalreserve.gov/rnd.htm
https://allcountries.org/uscensus/1218_debt_status_of_homeowners_by_selected.html
These tables are based on figures supplied by the United States Census Bureau, U.S. Department of Commerce and are subject to revision by the Census Bureau.
Copyright © 2019 Photius Coutsoukis and Information Technology Associates, all rights reserved.
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