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32. 1997 Economic Census





1218. Debt Status of Homeowners, by Selected Characteristic: 1997

[In percent. See headnote, Table 812]

 
All First Traditional Either type
HOMEOWNER CHARACTERISTIC home- No mortgage mortgage Home equity home equity of home
owners debt only 1 line of credit loan equity loan
 
  All homeowners 100 100 100 100 100 100
 
Age of head:
  18 to 34 years old 16 7 24 6 23 12
  35 to 44 years old 23 9 31 28 32 30
  45 to 54 years old 20 12 24 34 27 31
  55 to 64 years old 16 18 13 20 11 17
  65 years old and over 26 55 8 12 6 10
 
Family income:
  Less than $15,000 10 20 4 2 2 2
  $15,000 to $24,999 16 26 11 3 6 4
  $25,000 to $49,999 34 32 38 25 32 27
  $50,000 to $74,999 23 12 26 38 42 39
  $75,000 to $99,999 10 5 13 16 8 14
  $100,000 or more 8 5 8 16 11 14
 
Home equity 2:
  Less than $50,000 41 24 55 21 69 38
  $50,00 to $99,999 33 38 29 40 21 34
  $100,000 or more 26 37 16 39 10 28
 
Census region: 3
  West 17 14 18 18 27 21
  North Central 30 29 30 33 30 32
  Northeast 17 16 17 24 24 24
  South 36 42 35 25 19 23



1 Excludes those who have only a home equity line of credit.
2 Home equity consists of the market value of the home less all debts secured by the home, including balances outstanding on equity lines of credit and traditional home equity loans.
3 Composition of regions: NORTHEAST: Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, Connecticut, New York, New Jersey, and Pennsylvania. MIDWEST: Ohio, Indiana, Illinois, Michigan, Wisconsin, Minnesota, Iowa, Missouri, North Dakota, South Dakota, Nebraska, and Kansas. SOUTH: Delaware, Maryland, District of Columbia, Virginia, West Virginia, North Carolina, South Carolina, Georgia, Florida, Kentucky, Tennessee, Alabama, Mississippi, Arkansas, Louisiana, Oklahoma, and Texas. WEST: Montana, Idaho, Wyoming, Colorado, New Mexico, Arizona, Utah, Nevada, Washington, Oregon, California, Alaska, and Hawaii]

Source: Board of Governors of the Federal Reserve System, Federal Reserve Bulletin, April, 1998.

http://www.federalreserve.gov/rnd.htm



https://allcountries.org/uscensus/1218_debt_status_of_homeowners_by_selected.html

These tables are based on figures supplied by the United States Census Bureau, U.S. Department of Commerce and are subject to revision by the Census Bureau.

Copyright © 2006 Photius Coutsoukis and Information Technology Associates, all rights reserved.